Protect your loved ones if anything happens to you.
If you’re wondering whether or not you should buy life insurance, ask yourself this one question: “Would my death leave anyone financially worse off?” If you answer “yes”, then you need life insurance.
We all face uncertainties in life, and these are normally occasions for you to assume additional responsibilities. The arrival of a new family member, a new mortgage for your dream home, or the milestone of your marriage may all be planned life events, but also bring their share of uncertainty.
These are times when you need to be financially prepared so that your family is fully protected, should the worst happen to you.
If set up correctly it will provide either a one off payment or a ongoing monthly payment in the event of your death. Your family can clear any remaining debt, take time to grieve without any financial pressure and stress of loosing a loved one.
If you are diagnosed with a terminal illness, you may have the option of receiving your benefit early, allowing you to spend quality time with your loved ones whilst not stressing about the household finances. You could even take that round-the-world trip you’ve always wanted to do.
We take a holistic approach to risk management and even make sure that your Will is up-to-date and that your life insurance works in conjunction with it. Your life insurance will then be paid out quickly according to your wishes.
Want to leave a legacy?
Level Term Premiums
Recently statistics have told us that people are cancelling their life insurance policies due to increasing premiums – only a few years before they are most likely to make a claim. What a waste of money!
We present you with a couple of different options with how you can pay for your life insurance. You too can join the thousands of others that have made the smart move to Level Term premiums.
As you know I was wanting to protect my young family’s future and didn’t really know where to start. You guys really made the whole process of getting life and trauma insurance easy, from start to finish. Also, thank you for sorting out my KiwiSaver, its now starting to make some great returns and can’t wait to have a sizeable amount for my first home deposit. You guys rock!