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Refinance & Debt Consolidation
Is it time to move, build, renovate or to simply rethink your financial situation? Are you soon coming off a fixed term? Because circumstances are always changing there are times when you may wish to refinance your mortgage, do some debt consolidation or simply re-fix your mortgage with the latest best rates.
Home loan calculator
Use this calculator as a guide to find out what your home loan repayments could be.
Fed up with your bank? Looking to consolidate other loans or credit cards?
There are many reasons people want to refinance their mortgage, but often they are reluctant to do so because they believe that it is too hard or because they believe there is a loyalty to their bank.
Refinancing can be for debt consolidation, pay for that long overdue holiday, home improvements, provide a deposit for that investment property, helping the kids into their first home or simply taking advantage of lower rates. If rates are on the rise, this could be another good reason why you should look at re-fixing your current mortgage.
What ever the reason we’re here to help and will talk you through your options.
It’s important to discuss your reasons with us first to ensure that the bank that you refinance to will be able to offer what you want. It is also important to ensure that you get the right loan structures in place which will suit your individual situation. Finally, when you make changes to your finances it is a good opportunity to review your insurance and ensure that you have the best protection cover in place for the new lending.
Getting started is easier than you think.
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Home loan calculator
Our online home loan calculator is a convenient way to help you budget and assess your options.
Let’s clear that debt
We have the experience and knowledge to help you with consolidating your credit card and personal loan debt. We can offer budgeting and savings advice to help you manage your outgoings and ensure you pay off your debt, start working towards new financial goals and a new future.
Make the most of the low mortgage rates
With interest rates still low and expected only to rise slowly over the next couple of years, now is a great time to reduce your monthly outgoings.