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Investment Property

The ability to increase your wealth with tenants paying the mortgage has always been a great way to get the most out of property ownership. Investing in property can also be an excellent superannuation scheme in the right circumstances.

Quite often you may not need a deposit to get started as the equity in your home may be enough. There are many ways of structuring your investment lending which needs to be designed for your specific needs. To make sure you make the right decisions and are guided through the complexities of rental investment financing, contact us today to for expert advice.

Home loan calculator

Use this calculator as a guide to find out what your home loan repayments could be.

Investment property finance made simple.


Want to buy a rental property?

There are a lot of things you need to know when you are considering purchasing a rental property or building your property portfolio:

  • Do I need a deposit or can I leverage off the equity in my existing home?
  • What is the best entity to own the property?
  • Should I have the loan interest only or pay principal and interest?
  • How do I structure my loan to take advantage of the current tax laws?

Plenty of options available to investors

There is an vast range of investment finance options available to new and experienced property investors. When deciding the best option for your financial situation, it is critical that you consider all of your options. After all, the whole idea of property investment is to make money, and if you make the wrong decision with your property investment loan, you could end up losing money rather than making it.


Don’t lose money

The last thing that you want to do is lose money on your investment properties, therefore choosing the right loan is critical to maximising your profits. We can help you to identify the most suitable loans for your financial situation and present you with investment finance options that you may not have considered.

We can help you find the most suitable investment finance for your portfolio


Don’t have a 40% deposit?

Right now banks in New Zealand are restricted to lending up to 60% of an investment property value. This means you need to find a 40% deposit. This doesn’t apply to Rethink. We can get you up to 80% borrowings of your investment property, and that means all you need is a 20% deposit. Theres no better time to buy investment property then now.


Get your strategy right from the start

Getting your strategy right from the start can save you lots of money and stress in the long term. That means you’re more likely to build a solid empire and keep your hair.  We help make the whole process easier for you.

Best Mortgage Rate

Getting started is easier than you think.

Talk to a home loan expert

Call us on 0800 021 337 8.30am – 8.00pm Monday to Friday

Home loan calculator

Our online home loan calculator is a convenient way to help you budget and assess your options.

Control your financial future

Get in control of your financial future by investing in property in New Zealand. By buying an investment property, you’re assuring not only that you will have a plan in place for future living arrangements, but that you’ll be able to grow your assets over time.

As of now Banks in New Zealand are restricted to lending less than 60% of a total property cost, which means you need to find a 40% deposit. Not with Rethink! As mortgage advisers, we can get you up to 80% lending, which means only a 20% deposit needed.

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