Protecting yourself and the staff you rely on.

Key Person Cover

Some people are irreplaceable. Their unique talents help your business thrive and they may generate a large amount of income for the company. What would happen to your business if you or one of your key people became disabled and was unable to work for an extended period?

Key Person Cover can protect the contribution that you and your key people make to your business, and reduce the financial strain of their absence if you or they are unable to work for an extended period.

Key Person Cover provides a monthly payment to the business if a team member, is disabled and unable to work due to illness, injury, disablement or death . The payment puts cash into your business when it’s needed most, giving you time to find and train a suitable replacement, or to help with cash flow.

Just as a business insures its business assets, so it would insure people who are key to the profitability of the business.

Key person insurance options

Key person disability insurance
Ownership buyout cover
Debt protection cover

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